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		<title>New English house building falls back</title>
		<link>http://peterjones-online.com/2012/05/18/new-english-house-building-falls-back/</link>
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		<pubDate>Fri, 18 May 2012 07:16:15 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Market News]]></category>
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		<description><![CDATA[The number of new homes started by house builders in England fell again in the first three months of the year. The Department for Communities and Local Government (DCLG) said public and private house builders started building just 24,100 new homes. That was an 11% drop from the last three months of 2011, and a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=648&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>The number of new homes started by house builders in England fell again in the first three months of the year.</p>
<p>The Department for Communities and Local Government (DCLG) said public and private house builders started building just 24,100 new homes.</p>
<p>That was an 11% drop from the last three months of 2011, and a 15% drop from the first quarter of last year.</p>
<p>The number of new homes being started in England slumped in the wake of the 2007-08 banking crisis.</p>
<p>Although they subsequently started to revive, the rebound has stalled, and new starts are still 43% below their recent peak, which was reached in the year to March 2006. In that 12-month period there were 183,000 new housing starts in England.</p>
<p>But six years on, in the full year to March 2012, there were just 104,970 starts &#8211; which was in turn 6% down from the year to March 2011.</p>
<p>The DCLG argued that the market for building new homes was stable, rather than entering a new downturn.</p>
<p>&#8220;Since early 2010 both starts and completions have remained broadly stable with average starts of around 27,000 and average completions of 28,000 over the past nine quarters,&#8221; the DCLG commented.</p>
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		<title>Private rents rise again, says LSL</title>
		<link>http://peterjones-online.com/2012/05/18/private-rents-rise-again-says-lsl/</link>
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		<pubDate>Fri, 18 May 2012 07:12:31 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Market News]]></category>
		<category><![CDATA[UK]]></category>

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		<description><![CDATA[Courtesy BBC News http://www.bbc.co.uk/news/business-18103253 Private rents in England and Wales rose by 0.5% in April, according to letting agency group LSL Property Services. That pushed the average rent up to £709 a month. It was the first recorded increase for three months, and left rents 2.4% higher than a year ago. Rents are highest in [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=645&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Courtesy BBC News <a href="http://www.bbc.co.uk/news/business-18103253">http://www.bbc.co.uk/news/business-18103253</a></p>
<p>Private rents in England and Wales rose by 0.5% in April, according to letting agency group LSL Property Services.</p>
<p>That pushed the average rent up to £709 a month.</p>
<p>It was the first recorded increase for three months, and left rents 2.4% higher than a year ago.</p>
<p>Rents are highest in London, where they have risen by 4.5% in the past year to an average of £1,032 per month, a rise that has left them 46% higher than the national average.</p>
<p>The figures are gathered from the rents paid on 18,000 homes.</p>
<p>David Newnes of LSL said the rental market had begun to &#8220;heat up&#8221; in April.</p>
<p>&#8220;As fewer tenants rushed to leave the sector, competition for rental accommodation intensified, and rents rose correspondingly,&#8221; he said.</p>
<p>&#8220;Tenant demand will only strengthen, providing impetus for rental inflation in the long-term.&#8221;</p>
<p>LSL noted that the level of arrears among tenants had become worse again, with nearly 10% of all rents late or in arrears.</p>
<p>&#8220;Many tenants&#8217; finances suffered in April as a result of seasonal spending over the Easter period, not to mention the increasing cost of renting,&#8221; said Mr Newnes.</p>
<p>&#8220;Despite several monthly dips in 2012, rents are still rising at a faster rate than wages annually.</p>
<p>&#8220;With a faltering economy, and further public sector job losses to come, an increasing number of rented households will see their finances stretched,&#8221; he warned.</p>
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		<title>Buy-to-let investors snapping up a quarter of properties</title>
		<link>http://peterjones-online.com/2012/05/14/buy-to-let-investors-snapping-up-a-quarter-of-properties/</link>
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		<pubDate>Mon, 14 May 2012 15:56:57 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[UK]]></category>

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		<description><![CDATA[Courtesy Thisismoney.co.uk http://www.thisismoney.co.uk/money/mortgageshome/article-2128647/Buy-let-mini-boom-continue-new-investors-snapping-fifth-properties.html Buy-to-let is forecast to continue its mini-boom, despite the dark clouds hanging over the property market, according mortgage brokers. Landlords are predicted to buy more properties and a growing number of first-time investors make up 23 per cent of all buy-to-let business, a report has revealed. It highlights that while first-time buyers [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=640&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Courtesy Thisismoney.co.uk <a href="http://www.thisismoney.co.uk/money/mortgageshome/article-2128647/Buy-let-mini-boom-continue-new-investors-snapping-fifth-properties.html">http://www.thisismoney.co.uk/money/mortgageshome/article-2128647/Buy-let-mini-boom-continue-new-investors-snapping-fifth-properties.html</a></p>
<p>Buy-to-let is forecast to continue its mini-boom, despite the dark clouds hanging over the property market, according mortgage brokers.</p>
<p>Landlords are predicted to buy more properties and a growing number of first-time investors make up 23 per cent of all buy-to-let business, a report has revealed.</p>
<p>It highlights that while first-time buyers are struggling and homeowners are experiencing a squeeze from lenders raising mortgage rates and cracking down on cut-price interest only loans, buy-to-let is resurgent.</p>
<p>Mortgages for landlords made up a fifth (21 per cent) of brokers’ total business in the first three months of the year, according to the FACT Survey from buy-to-let specialist Paragon.</p>
<p>And it said that 79 per cent of brokers expect the buy-to-let market to continue to grow in 2012 – with 35 per cent describing landlord demand as strong and 46 per cent saying it was stable.</p>
<p>Demand for buy-to-let has strengthened despite an owner-occupier freeze in the property market, with Council of Mortgage Lenders figures showing homebuyers hit the lowest level for 27 years in 2011.</p>
<p>The organisation’s figures showed buy-to-let mortgages up 20 per cent last year, while homebuyer loans fell six per cent. There were just 700 more first-time buyers recorded than in the depths of the property slump in 2008 &#8211; delivering the second lowest number on record.</p>
<p>John Heron, director of Paragon Mortgages, said: ‘Whilst we are not back to post credit crunch business levels, and will not be for some time, there has been a steady improvement in buy-to-let business.’</p>
<p>Paragon highlighted that it was not just existing buy-to-let landlords expanding their portfolios, but new investors were also entering the market.</p>
<p>Many of them will be lured by the prospect of rental yields beating the poor returns on cash savings and put off by the volatility of the stock market.</p>
<p>The Paragon survey showed that first-time landlords made up 23 per cent of broker’s buy-to-let business, compared to 39 per cent being existing landlords snapping up more properties and 31 per cent remortgages.</p>
<p>Heron said: ‘It is particularly interesting to see the increase in first-time landlords entering the market, this not only demonstrates confidence in the market but also that buy-to-let remains an attractive business.’</p>
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		<title>Buy-to-let mini boom continues with mortgage lending to investors up 32% in a year</title>
		<link>http://peterjones-online.com/2012/05/14/buy-to-let-mini-boom-continues-with-mortgage-lending-to-investors-up-32-in-a-year/</link>
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		<pubDate>Mon, 14 May 2012 15:51:20 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[UK]]></category>

		<guid isPermaLink="false">http://peterjones-online.com/?p=637</guid>
		<description><![CDATA[Courtesy Thisismoney.co.uk http://www.thisismoney.co.uk/money/mortgageshome/article-2142291/Buy-let-mini-boom-continues-mortgage-lending-investors-32-year.html The buy-to-let mini-boom is continuing with landlords&#8217; mortgages borrowing up 32 per cent in a year and almost half of the cash going towards snapping up new properties, according to new figures New buy-to-let lending in the first three months of the year totalled £3.7billion, with 32,300 mortgages taken out by property [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=637&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Courtesy Thisismoney.co.uk <a href="http://www.thisismoney.co.uk/money/mortgageshome/article-2142291/Buy-let-mini-boom-continues-mortgage-lending-investors-32-year.html">http://www.thisismoney.co.uk/money/mortgageshome/article-2142291/Buy-let-mini-boom-continues-mortgage-lending-investors-32-year.html</a></p>
<p>The buy-to-let mini-boom is continuing with landlords&#8217; mortgages borrowing up 32 per cent in a year and almost half of the cash going towards snapping up new properties, according to new figures</p>
<p>New buy-to-let lending in the first three months of the year totalled £3.7billion, with 32,300 mortgages taken out by property investors, latest figures from the Council of Mortgage Lenders have shown. According to the Council of Mortgage Lenders (CML), this means the amount lent out lending is 32 per cent higher than in the same period of 2011.</p>
<p>Landlords are cashing in at a time of homebuyers struggling to get on the property ladder. An increasing number of would-be buyers &#8211; especially those looking to buy for the first time &#8211; are still renting, as lending criteria remains strict and deposits high.</p>
<div></div>
<div id="ext-gen2842"><img src="http://i.dailymail.co.uk/i/pix/2012/05/10/article-0-08484360000005DC-330_468x286.jpg" alt="Buy-to-let boom: Lending to investors has risen 32% in a just a year" width="468" height="286" />Buy-to-let boom: Lending to investors has risen 32% in a just a year</div>
<p>Yesterday, figures from property listings website Findaproperty.com showed that rental prices for smaller properties, such as flats, have increased by seven per cent in just a year [<a href="http://www.thisismoney.co.uk/money/mortgageshome/article-2141824/The-cost-renting-flats-surges-7-time-high-young-priced-buying.html" target="_blank">read more</a>].</p>
<p>The CML figures also revealed that the number of advances for purchases in the first three months of the year was 17,190. This is up 29 per cent on the same period last year – but has slipped back 8 per cent from the 18,730 in the final three months of 2011.</p>
<p>And despite the huge annual rise in buy-to-let lending, the £3.7billion figure was actually down five per cent on the last three months of 2011, showing that investors could be losing their recent appetite for snapping up rental properties.</p>
<p>The CML added that buy-to-let lending is still only around a third of its 2007 levels.</p>
<p>More&#8230;</p>
<div>
<ul>
<li><a href="http://www.thisismoney.co.uk/money/mortgageshome/article-2128647/Buy-let-mini-boom-continue-new-investors-snapping-fifth-properties.html">Buy-to-let investors snapping up a quarter of properties</a></li>
<li><a href="http://www.thisismoney.co.uk/money/mortgageshome/article-1596759/Ten-tips-buy-let.html">Ten tips for buy-to-let: the essential advice for property investors </a></li>
<li><a href="http://www.thisismoney.co.uk/money/mortgageshome/article-2141824/The-cost-renting-flats-surges-7-time-high-young-priced-buying.html">The cost of renting flats surges 7% as young are priced out of buying </a></li>
</ul>
</div>
<p>Mark Harris, chief executive of broker SPF Private Clients, said: ‘Low interest rates and rising demand for rental property from tenants is making the private rental sector an attractive investment proposition.</p>
<p>&#8216;While capital growth on buy-to-let is likely to remain subdued for some time outside of prime central London at least, income is strong and returns favourable when compared with other investments.’</p>
<p>The data found the buy-to-let sector continues to increase its share of the mortgage market, with buy-to-let mortgages now making up an estimated 12.8 per cent of the total value of outstanding<br />
mortgages.</p>
<p>This is up from 12.6 per cent at the end of 2011 and 12.2 per cent at the end of the first quarter of 2011, highlighting the resurgent growth in buy-to-let.</p>
<p>The total number of buy-to-let mortgages stands at just over 1.4million, with a total value of £159.4billion.</p>
<div></div>
<div id="ext-gen2847"><img src="http://i.dailymail.co.uk/i/pix/2012/05/10/article-2142291-130560BE000005DC-997_468x305.jpg" alt="Bouncing back: Buy-to-let mortgages for home purchases have climbed steadily over the past two years but remain well down on the peak of the boom" width="468" height="305" />Bouncing back: Buy-to-let mortgages for home purchases have climbed steadily over the past two years but remain well down on the peak of the boom</div>
<p>Jonathan Samuels, CEO of Dragonfly Property Finance, said: ‘A shortage of rental stock and strong demand from the growing number of forced tenants will keep driving the sector forward. There is a lot of capacity in this market yet.</p>
<p>‘We have seen a seriously sharp spike in loan applications in the first four months of 2012. There&#8217;s a lot of portfolio building, as investors add properties to give them increased exposure.’</p>
<p>The average maximum loan-to-value available from lenders on buy-to-let mortgages remained at 75 per cent in the first three months of the year, with the average minimum rental cover 125 per cent &#8211; up from 123 per cent in the previous quarter, but otherwise the same as for nearly three years.</p>
<p>In terms of loan performance, the number of buy-to-let mortgages in arrears fell a little in the first quarter of 2012, and the arrears rate on buy-to-let mortgages continues to be lower than in the owner-occupied sector.</p>
<p>At the end of 2011, around 1.7 per cent of buy-to-let mortgages were in arrears of more than three months (including cases where a receiver of rent has been appointed), compared with around 2 per cent of owner-occupier mortgages.</p>
<h2>Will buy-to-let lending return to 2007 levels?</h2>
<p>Matt Hutchinson, director of house share website Spareroom.co.uk thinks not.</p>
<p>He said: &#8216;With average LTVs on buy-to-let mortgages at 75 per cent and average minimal rental cover at 125 per cent it&#8217;s unlikely, as 25 per cent deposits will prevent a large number of people, particular amateur landlords, from buying rental property.</p>
<p>&#8216;The buy-to-let market has become the domain of the experienced landlord, rather than the speculator.&#8217;</p>
<p>Read more: <a href="http://www.thisismoney.co.uk/money/mortgageshome/article-2142291/Buy-let-mini-boom-continues-mortgage-lending-investors-32-year.html#ixzz1urMMhZhc">http://www.thisismoney.co.uk/money/mortgageshome/article-2142291/Buy-let-mini-boom-continues-mortgage-lending-investors-32-year.html#ixzz1urMMhZhc</a></p>
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			<media:title type="html">Buy-to-let boom: Lending to investors has risen 32% in a just a year</media:title>
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			<media:title type="html">Bouncing back: Buy-to-let mortgages for home purchases have climbed steadily over the past two years but remain well down on the peak of the boom</media:title>
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		<title>FIRST TIME BUYERS SUFFER IN APRIL AS BANKS CRANK UP DEPOSIT REQUIREMENTS &#8211; e.surv Mortgage Monitor</title>
		<link>http://peterjones-online.com/2012/05/11/first-time-buyers-suffer-in-april-as-banks-crank-up-deposit-requirements-e-surv-mortgage-monitor/</link>
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		<pubDate>Fri, 11 May 2012 15:02:45 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[UK]]></category>

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		<description><![CDATA[First time buyers hardest hit by tighter lending conditions: loans for new buyers drop to lowest level for 9 months •           Loans for house purchase drop to 49,165 in April •           Renewed eurozone fears prompting banks to reduce lending to borrowers with low deposits •           Average deposit increases to 40%  Mortgage approvals for first time [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=634&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="color:#000000;">First time buyers hardest hit by tighter lending conditions: loans for new buyers drop to lowest level for 9 months</span></p>
<p><span style="color:#000000;">•           Loans for house purchase drop to 49,165 in April</span></p>
<p><span style="color:#000000;">•           Renewed eurozone fears prompting banks to reduce lending to borrowers with low deposits</span></p>
<p><span style="color:#000000;">•           Average deposit increases to 40%</span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">Mortgage approvals for first time buyers fell to their lowest level for 9 months in April as banks scaled back their lending to borrowers with small deposits, according to the April Mortgage Monitor from e.surv chartered surveyors.</span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">Loans on typical first time buyer property (worth up to £125,000) fell to just 11,307 in April, 5% lower than in March, and 1.2% down on April last year. Banks blamed increasing mortgage funding costs and renewed fears over their exposure to the eurozone crisis for the reduction in lending. </span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">e.surv, the UK’s largest housing valuation firm, found it is the third successive month in which first time buyer loans have fallen, confirming the Bank of England’s view that banks and building societies are pulling back from lending to borrowers with small deposits over the summer. </span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">First time buyers were the hardest hit as banks reduced the availability of high loan-to-value mortgages in April in response to increasing funding costs and tightening credit conditions. There were fewer loans to borrowers with small deposits, as the number of loans granted to borrowers with a deposit of 15% or under fell to 5,309, well below the three-month average of 6,229. </span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">In the overall market, loans for house purchases fell to 49,165 in April, a fall of 1.4% from March. Banks lent disproportionately to wealthier buyers, reflecting their reduced appetite for lending to riskier borrowers. Despite the 5% fall in loans for the cheapest property, approvals in all price brackets over £350,000 increased. This helped prevent overall purchase approvals falling more steeply.</span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">The tighter lending conditions were evident as the average deposit on a house purchase loan rose above 40% for the first time since February 2011. April was the fourth consecutive month in which the average loan-to-value has fallen, suggesting it is becoming increasingly more difficult for borrowers to access high LTV loans.</span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">Purchase approvals were up 7.4% compared to April last year, however April 2011 was a weak month by historic standards.</span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">Richard Sexton, business development director of e.surv, said: “The market has shown real fighting spirit and stood up well to the economic malaise engulfing Europe and the UK economy. Up until the early spring mortgage lenders did a sterling job of coping with steadily increasing funding costs imposed by investor anxiety in the wholesale markets. They absorbed them, rather than passing them onto borrowers. This helped them cater for the rush of first time buyers looking to beat the stamp duty deadline, and helped boost activity in the housing market over the late winter and early spring.</span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">But we’ve reached a tipping point now. Banks and building societies can’t afford to sustain their current levels of high loan-to-value lending. In addition to their increased funding costs, they are also concerned about their exposure to the debt-riddled European countries, and the increasingly precarious state of borrower finances in the UK. </span><span style="color:#000000;"> </span></p>
<p><span style="color:#000000;">As a result they’ve begun to scale back lending to first time buyers. If the Bank of England’s Credit Conditions Survey is anything to go by – in which lenders reported a drop in mortgage credit for the first time since summer 2010 – they’ll be forced to continue this trend into the early summer. Brighter times should return once the turmoil in the wholesale markets eases, and lending to first time buyers should begin to pick up again.”</span></p>
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		<title>7 Ways to Avoid Being a Property Loser</title>
		<link>http://peterjones-online.com/2012/05/11/7-ways-to-avoid-being-a-property-loser/</link>
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		<pubDate>Fri, 11 May 2012 12:57:35 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Special Reports]]></category>

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		<description><![CDATA[To download your free copy of my special report &#8220;7 Ways to avoid being a property loser&#8221; please click the link below 7 Ways To Avoid Being A Property Loser<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=631&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>To download your free copy of my special report &#8220;7 Ways to avoid being a property loser&#8221; please click the link below</p>
<p><a href="http://peterjonesonline.files.wordpress.com/2012/05/7-ways-to-avoid-being-a-property-loser.jpg"><img class="alignleft size-medium wp-image-618" title="7 ways to avoid being a property loser" src="http://peterjonesonline.files.wordpress.com/2012/05/7-ways-to-avoid-being-a-property-loser.jpg?w=187&h=300" alt="" width="187" height="300" /></a><a href="http://peterjonesonline.files.wordpress.com/2012/05/7-ways-to-avoid-being-a-property-loser.pdf">7 Ways To Avoid Being A Property Loser</a></p>
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		<title>HSBC to increase maximum LTV on new builds to 85%</title>
		<link>http://peterjones-online.com/2012/05/08/hsbc-to-increase-maximum-ltv-on-new-builds-to-85/</link>
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		<pubDate>Tue, 08 May 2012 19:12:54 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Financial News]]></category>
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		<description><![CDATA[Steven Lees, Director at SmartNewHomes, comments on HSBC’s announcement that they are to increase their maximum LTV on new build homes from 75% to 85%:   &#8220;Today’s announcement by HSBC that they are to allow new home buyers to borrow more by increasing the maximum LTV from 75% to 85%, is welcome news for buyers and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=604&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong><span style="font-size:medium;"><span style="color:#000000;">Steven Lees, Director at SmartNewHomes, comments on HSBC’s announcement that they are to increase their maximum LTV on new build homes from 75% to 85%: </span></span></strong><span style="color:#000000;font-size:medium;"> </span></p>
<p><span style="color:#000000;">&#8220;Today’s announcement by HSBC that they are to allow new home buyers to borrow more by increasing the maximum LTV from 75% to 85%, is welcome news for buyers and the housebuilding industry. Deposit requirements of 15% as opposed to 25% will mean new home ownership is an option for tens of thousands more buyers who have a steady income and good credit rating, but without substantial savings.</span><span style="color:#000000;">                                                                                   </span></p>
<p><span style="color:#000000;">“The reasoning behind lower LTVs for new build is long out of date and this move clearly demonstrates HSBC’s faith in new homes values and the wider market. I doubt it will be long before we see other lenders following suit.”</span></p>
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		<title>Prime Central London takes stamp duty rise in its stride</title>
		<link>http://peterjones-online.com/2012/05/08/prime-central-london-takes-stamp-duty-rise-in-its-stride/</link>
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		<pubDate>Tue, 08 May 2012 19:01:13 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Market News]]></category>
		<category><![CDATA[UK]]></category>

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		<description><![CDATA[The prime Central London market has so far seen little impact from the recent stamp duty increase to 7% for properties over £2 million, reports property consultants Cluttons, despite fears that deals would collapse and asking prices would fall.   Cluttons has seen a number of properties exchange contracts and successfully complete since the new higher [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=601&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="font-size:medium;"><span style="color:#000000;">The prime Central London market has so far seen little impact from the recent stamp duty increase to 7% for properties over £2 million, reports property consultants Cluttons, despite fears that deals would collapse and asking prices would fall.   </span></span></p>
<p><span style="font-size:medium;"><span style="color:#000000;">Cluttons has seen a number of properties exchange contracts and successfully complete since the new higher tax bracket was introduced and has continued to agree new offers on properties worth in excess of £2 million. There has been no evidence of price renegotiation or buyers requesting that sellers share the additional buying costs.   </span></span></p>
<p><span style="font-size:medium;"><span style="color:#000000;">James Hyman, Partner for Residential Sales at Cluttons, said:   “Buyers have taken a very mature attitude towards the comparatively small additional cost when purchasing above the £2 million mark, accepting it is part of the premium they need to pay in order to secure the property they want. </span></span></p>
<p><span style="font-size:medium;"><span style="color:#000000;">They believe that the momentum of the market will deliver price gains over the coming years which are considerably greater than this increased upfront cost. </span></span><span style="color:#000000;font-size:medium;">  “The market is exceptionally buoyant, stronger than it was this time last year, and sentiment in prime Central London is positive across the board, despite the best efforts of the Chancellor.”</span></p>
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		<title>The Property Investor&#8217;s High Profit Masterclass</title>
		<link>http://peterjones-online.com/2012/05/08/the-property-investors-high-profit-masterclass/</link>
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		<pubDate>Tue, 08 May 2012 17:52:43 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Home Study Courses]]></category>
		<category><![CDATA[Resources & Education]]></category>

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		<description><![CDATA[&#8220;Don&#8217;t Miss out! There May Never Be a Better Time For You To Buy Property&#8221; Dear Fellow Property Investor, &#8216;The Next 18 Months will provide an unprecedented opportunity to secure your financial future&#8230;but you need to act NOW!&#8217; Many property experts agree that the next 18-24 months could provide an unprecedented opportunity for you to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=559&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p style="text-align:center;"><strong><span style="font-family:Verdana, Arial, Helvetica, sans-serif;font-size:x-medium;">&#8220;Don&#8217;t Miss out! There May Never Be a Better Time For You To Buy Property&#8221;</span></strong></p>
<p style="text-align:center;"><strong><span style="font-family:Verdana, Arial, Helvetica, sans-serif;font-size:x-medium;"><a href="http://peterjonesonline.files.wordpress.com/2010/07/packshot-21.jpg"><img class="aligncenter size-medium wp-image-83" title="Packshot 21" src="http://peterjonesonline.files.wordpress.com/2010/07/packshot-21.jpg?w=300&h=230" alt="" width="300" height="230" /></a></span></strong></p>
<p><a href="https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&amp;hosted_button_id=RWMVG2FES93TN" target="_blank"><img title="golden key" src="http://peterjonesonline.files.wordpress.com/2010/07/golden-key.jpg?w=135&h=95" alt="" width="135" height="95" /></a></p>
<p style="text-align:left;">Dear Fellow Property Investor,</p>
<p><strong>&#8216;The Next 18 Months will provide an unprecedented opportunity to secure your financial future&#8230;but you need to act NOW!&#8217;</strong></p>
<p>Many property experts agree that the next 18-24 months could provide an unprecedented opportunity for you to buy property and, should you wish, to secure your financial future.</p>
<p>The House Price Indices suggest that although the property market is now probably past the bottom and we may have already have missed out on the <strong><span style="text-decoration:underline;">very</span></strong> best buying opportunity, we could have a second chance as things get bumpy over the next year and as there may be more, limited falls in values.</p>
<p>The truth is that when the market is volatile like it is now, up in some months and down in others, it creates uncertainty. In turn the uncertainty creates buying opportunities because sellers are more likely to agree big discounts in an uncertain market than in a stable or rising market.</p>
<p>That’s why it’s so important that we take action NOW as every day that we delay means we could be missing out even more.</p>
<p><strong>Is Property Investing Still Worth All The Effort?</strong></p>
<p>Definitely, <strong>YES</strong>! No one can be certain about what will happen in the property market over the next year or two but in the long term I can only see property prices going one way – UP!</p>
<p>Here are some simple facts:</p>
<p><strong>Fact</strong> – there is still a chronic shortage of property in the UK</p>
<p><strong>Fact</strong> – we are building far fewer properties than we need and this problem has been made even more acute with the recession – it is going to take years to catch up with the Government&#8217;s building target</p>
<p><strong>Fact</strong> – the population of the UK has been growing steadily and is forecast to continue growing</p>
<p><strong>Fact</strong> – the number of households in the UK is increasing all the time, even without population growth</p>
<p><strong>Fact</strong> –  credit conditions are easing, if only slowly – as the economy recovers from recession, lending conditions will loosen meaning that property finance, in other words, mortgages, will become more easier to get, resulting in greater demand from owner occupiers and investors.</p>
<p>Put simply, there is still a major imbalance between the supply of property and the demand for it, and in the long term, as confidence returns to the market, and crucially finance, this will inevitably cause prices to rise.</p>
<p>Astute investors know that now is the time to buy while:</p>
<p>Prices are still relatively cheap and are still well below their 2007 peak.</p>
<p>There is still uncertainty in the market meaning that many sellers are prepared to accept discounted prices in order to achieve a sale</p>
<p>The rental market is extremely strong and the returns you can get are often substantially higher than for other types of investment</p>
<p><strong>The Next 18 months Could Be The Best Opportunity For Years in Which To Buy Property!</strong></p>
<p>Now, despite the odds, many ‘experts’ are saying that the next 18 months could be the best time to buy property for a generation, and that the signals say “buy, buy, buy”.</p>
<p>So property investing is not ‘finished’, despite what the media might tell us.</p>
<p><strong>Just imagine how you&#8217;d feel now if you had:</strong></p>
<ul>
<li><strong>a positive cash flow, in other words income, not just from one property but from a whole portfolio, and if you could spend that income as you like, when you like</strong></li>
</ul>
<ul>
<li><strong>the security of knowing that when the property market recovers (which it will) you will have bought so cheaply you&#8217;ll have instant and substantial built in equity</strong></li>
</ul>
<p>In other words, just imagine how you&#8217;d feel if you had true financial independence.</p>
<p>And at the moment, by buying carefully selected property, and by buying in the right way and by using the right techniques, I believe you can achieve that<strong>.</strong></p>
<p><strong>And I want to show you how!</strong></p>
<p><strong>So if this is such a great time to buy, why aren’t more people taking action and buying property now?</strong></p>
<p>In my experience failing to act often comes down to one simple thing: fear.</p>
<p>More specifically, the fear of failure.</p>
<p>Or sometimes it comes down to just not knowing how to start or what to do.</p>
<p>And sometimes it&#8217;s simply just because of a lack of confidence.</p>
<p>Although we are still in a ‘once in a generation buying opportunity’, many would-be buyers will do nothing and will miss the boat. You can be sure that they’ll look back in a couple of years time and kick themselves for missing out, but it’ll be too late.</p>
<p>And the reason why they’ll do nothing is because they lack confidence: in themselves; in the market; and in their techniques and buying strategies.</p>
<p>But this needn&#8217;t be you!</p>
<p><strong>I’ll Tell You Everything You Need To Know To Help You Succeed…</strong></p>
<p>The good news is that in my experience <strong>the antidote to fear, ignorance and lack of confidence is</strong> <strong>knowledge</strong>.</p>
<p>That’s why I have put together, in a single resource, all the knowledge I used, plus the experience I gained, in building my own multi-million pound property portfolio, so that you can do the same!</p>
<p>And that’s why I think this is the perfect time to tell you about <strong><em>The Property Investor’s High Profit Masterclass </em></strong>because the top quality information will be of enormous benefit to new and experienced investors alike who don’t want to miss out on this amazing opportunity.</p>
<p>Whether you want to buy one or two properties just to supplement your income or your pension, or whether you want to  go full time in property and put together your own multi million pound portfolio, you will find the all the information you need in the <strong><em>Property Investors High Profit Masterclass</em></strong>.</p>
<p><strong>….In Probably The Best Information Package I’ve Ever Put Together</strong></p>
<p>If you’ll give me just a couple of minutes of your time I’ll explain why I am offering probably <strong>the best property information product</strong> I have ever created, at a <strong>totally ridiculous price, </strong>and how it will show you everything you need to know to succeed in property today.</p>
<p><strong>Who Am I?</strong></p>
<p>Before we go any further let me briefly introduce myself. My name is Peter Jones, and I am a Chartered Surveyor, and an author, but above all I am a property investor.</p>
<p>You may have read some of my material before.</p>
<p>I contribute regularly to Property Auction News, Hot Property Alert and Property Investor News.</p>
<p>And I have written several best selling publications about investing in the UK  including <em>An Insider&#8217;s Guide to Successful Property Investing</em> and <em>The Successful Property Investor&#8217;s Strategy Workshop</em>.</p>
<p>I have also written a number of overseas property investment guides for PropertySecrets/jojaffa, including Spanish Property Secrets and French Property Secrets.</p>
<p>But primarily I am a property investor and over the last 10 years I have built a portfolio of 61 properties in the UK, and all starting using virtually none of my own money.</p>
<p><strong>It all Started With Some Worthless Videos From A Big Seminar Company</strong></p>
<p>Let me start by telling you how this all began. About 6 years ago I bought a set of videos from a property seminar company which had been filmed at one of their weekend events.</p>
<p>I was really excited when they arrived, and dropped everything I was doing so I could watch them straight through.</p>
<p>There was about 15 hours of video and so I stayed up all night because I was sure I was going to learn loads of new stuff and get all sorts of new insights into property investing.</p>
<p>To say I was disappointed is an understatement. This company claimed to be ‘the best’ in the business, but the quality of the information was very poor, a lot of it was irrelevant to most investors, and a lot of it was obviously just padding.</p>
<p>More worryingly, some of the “techniques” and “tricks” they were teaching their students were verging on fraudulent, especially their tips on “arranging finance”.</p>
<p>I guess I got away lightly, though. At least I “only” bought the videos; if I had attended the weekend it would have cost me a lot more money and wasted even more of my time!</p>
<p><strong>There Must Be a Better Way!</strong></p>
<p>But it got me thinking. I decided to produce a video set that was so packed full of top quality information that there could be no argument that it was fantastic value for money. Then investors wouldn’t have to make do with padded, irrelevant, possibly “illegal” information.</p>
<p>Instead they’d have access to all the information, tips and techniques which would help grow their business, and not a seminar company’s business.</p>
<p>Remember, at that time, many of those companies were using their weekend seminars to plug off-plan property deals from which they were making substantial commissions.</p>
<p><strong>Information of REAL Value…</strong></p>
<p>So I started to draft the content of my “weekend” seminar to put on video – giving a lot of thought to what I would want to learn if I were attending, and what information would be of real value to anyone watching.</p>
<p>I wanted to include everything I knew about property investing and, if there was something I didn’t know, I wanted to research it so I could include that as well!</p>
<p><strong>…Which Took ME 3 Years TO Put Together</strong></p>
<p>As I went through this process I realised that collating all of this information would be a massive job. And I was right. I ended up with 25 separate power point presentations, many over an hour in length, along with hundreds of pages of notes, and literally thousands of slides.</p>
<p>Although I wasn’t working on it ‘full time’, it took me the best part of 3 years to put all of this information together.</p>
<p><strong>Why We Should All Be Very Excited About The UK Property Market!</strong></p>
<p>I think that the next 18 months is going to be a big year in property, but only those who are prepared and ready to act will prosper and be successful.</p>
<p>The rest will be left to look back in a few years time and to think of what might have been.</p>
<p>It’s said that during a recession there is often a massive transference of wealth – fortunes are lost whilst new fortunes are made.</p>
<p>This is particularly true in property which, it is said, has made more millionaires than any other industry. And many of those property millionaires will say that their wealth was made in a recession when they were able to buy property other people no longer wanted, at pennies in the pound.</p>
<p>Technically we may now be out of recession, but we’ll feeling the effects for many years to come and wealth will continue to transfer.</p>
<p>The key thing is to <strong>ensure that you are on the right end of the flow of wealth and that you buy when others are selling</strong>.</p>
<p>The next 18 months could be the perfect time to do just that. And I&#8217;m going to show you how you can do it.</p>
<p>Here&#8217;s The Good News!</p>
<ul>
<li><strong>Many properties are “cheap”. Many properties are still available at prices well below the 2007 peak </strong>and available at rock bottom prices, if an investor is prepared to search them out</li>
</ul>
<ul>
<li><strong>Rental yields increased</strong> as prices fell, and rents are now rising again as many &#8216;accidental&#8217; or &#8216;reluctant&#8217; landlords sell their properties instead of renting them out. For now it&#8217;s still possible to find Cash Flow Positive Properties if you know how</li>
</ul>
<ul>
<li>Interest rates are at a record low and are probably going to stay that way for a while. Although the banks are still charging mortgage rates well above base rate, over time we can see the cost of finance coming down</li>
</ul>
<ul>
<li>There are fewer buyers, meaning that when you buy you will almost be able to <strong>dictate your own terms, including price</strong></li>
</ul>
<ul>
<li>Some sellers will accept offers <strong>representing a significant discount</strong> on what can already be a cheap asking price, meaning properties can, FOR THE TIME BEING, be purchased at prices which are below the true market value….but these opportunities will begin to dry up as the market recovers&#8230;</li>
</ul>
<ul>
<li><strong>Finance is available if you know where to look</strong> – the terms might not be as attractive as they have been in the past, but it’s ‘good enough’ to allow most of us to snap up these bargains</li>
</ul>
<ul>
<li>Despite what you may have heard refinancing and <strong>pulling ALL of your money back out of a deal is still possible</strong>, in fact relatively easy, if you know what you are doing</li>
</ul>
<p>All in all this adds up to <strong><span style="text-decoration:underline;">a recipe for property investment success</span></strong> for those who are prepared to take action now.</p>
<p><strong>I&#8217;ll show you all you need to know to take action today</strong></p>
<p>That’s why, in  <strong><em>The Property Investor’s High Profit Masterclass </em></strong>I’ll show you:</p>
<ul>
<li><strong>How to buy property at pennies in the £</strong></li>
<li><strong>How to find and identify only the best properties and how to avoid the ones you really shouldn’t buy</strong></li>
<li><strong>How to source all the deals you’ll ever need </strong></li>
<li><strong>How to find as much finance as you’ll need, even in a credit crunch, without having to rely on buy to let</strong></li>
<li><strong>5 ways to substantially boost your property returns like a pro</strong></li>
<li><strong>How to devise the right strategy for these market conditions</strong></li>
<li><strong>How to draw up a plan which will ensure your property success</strong></li>
<li><strong>13 ways of finding bargain property, even in a falling market</strong></li>
<li><strong>How to increase your profits, and how to buffer yourself against falling prices in the future, by renovating property for profits – this is something hardly anyone gets right but I’ll show you how to do it properly</strong></li>
<li><strong>How to make sure you pay the lowest possible bargain price, every time</strong></li>
<li><strong>And much, much more</strong></li>
</ul>
<p><strong> </strong><strong> <a href="https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&amp;hosted_button_id=BUVZZ9M5CVXVL" target="_blank"><img class="aligncenter size-thumbnail wp-image-196" title="btn_buynowCC_LG" src="http://peterjonesonline.files.wordpress.com/2010/07/btn_buynowcc_lg2.gif?w=150&h=44" alt="" width="150" height="44" /></a></strong></p>
<p><strong>Here&#8217;s What You&#8217;ll Learn</strong></p>
<p>Let me show you in detail what you will learn when you order your copy of <strong><em>The Property Investor’s High Profit Masterclass.</em></strong></p>
<p><strong>DVD 1</strong> – <strong>Introduction</strong> including “<strong>Have you got what it takes to be successful in property?</strong>” and “<strong>Is property right for YOU?</strong>”</p>
<p>In my experience a lot of investors take a lot for granted, so let’s challenge some of these deeply held, misguided beliefs before we start! Let me show why you can be successful!</p>
<p><strong>DVD 2</strong> – <strong>How to set your property goals</strong>.</p>
<p>This is a subject which even many experienced investors struggle with and yet which is crucial for your success. Many investors find expressing and quantifying their goals difficult, especially in the context of property. This is so important we’ll look at this in a lot of detail, and set you on the right track to success.</p>
<p><strong>DVD 3</strong> – <strong>How to devise the right strategy to achieve your goals</strong>.</p>
<p>This is an essential pre-requisite to taking action and, of course, without action our goals just remain as dreams. There are many strategies we can choose from but the key to success is to choose the right one!</p>
<p><strong>DVD 4</strong> – <strong>Other People’s Money and how to get it.</strong></p>
<p>Like it or not, even in a falling market, property is expensive in relative terms and property is a debt driven business. Successful investors know that success is often about knowing how and where to get the best finance. The right property deal can make a good deal great; the wrong finance can make any deal poor. We’ll be looking at the different sources of finance, conventional and non-conventional.</p>
<p><strong>DVD 5</strong> – <strong>Five powerful ways to boost our property returns</strong>.</p>
<p>The easiest way to invest is to buy a property and then wait. There’s nothing wrong with that per se, but I think we can do much better. In fact I know that if we do the right things we can supercharge our returns to almost unbelievable levels. This session will show how.</p>
<p><strong>DVD 6</strong> – <strong>What type of property should I buy and where should I buy it?</strong></p>
<p>Many investors spend more time thinking about where to go on holiday than they do about the best location for them to buy a property. And very few think about the options when it comes to the type of property. Now’s the time to address these issues <strong><em>before</em></strong> we start looking, and before we make a massive, costly mistake.</p>
<p><strong>DVD 7</strong>- <strong>How to find properties that fit your goals, strategy and plan</strong>.</p>
<p>Anyone can buy a property but, in this market, if you buy the wrong one you could be doomed to financial failure. But buy the right one and you could be guaranteed financial success! I’ll show you how to spot the difference.</p>
<p><strong>DVD 8</strong> – <strong>How to make overseas property profits</strong></p>
<p>Over the last few years many investors have diversified overseas. With the UK market struggling, those who chose the right locations are very glad they did. As full recovery in the UK is probably still some way off, buying overseas may become much more important strategically for anyone who is serious about property.</p>
<p><strong>DVD 9</strong> – <strong>How to make property refurbishment profits</strong></p>
<p>One of the key techniques for making property profits in a falling market is by refurbishing or redevelopment – either to sell on, or to refinance and pull equity out. This comprehensive session tells you everything you need to know based on my experience of over 12 years of “doing property up”.</p>
<p><strong>DVD 10</strong> – <strong>How to make sure you never buy the wrong property</strong></p>
<p>A critical session. Buying the wrong property could ruin you. This is an in depth look at how to ensure your due diligence uncovers <em>everything</em> you need to know including what the true value of the property is…if you are buying BMV you really need to know this!</p>
<p><strong>DVD 11</strong> – <strong>How to negotiate profitable deals</strong> and <strong>How to create your mastermind team</strong></p>
<p>A lot of investors fancy themselves as negotiators but the truth is that very few are good at it. Do you always enter a negotiation with a detailed, step by step plan? If not, you need to watch this. You’ll find yourself significantly better off next time you come to negotiate a property deal (or any other deal, for that matter).</p>
<p>What’s a mastermind team and why do you need one? The truth is your success in property will be accelerated dramatically if you know and mix with the right people. I’ll show you how to find them.</p>
<p><strong>DVD 12</strong> – <strong>How should you own your properties?</strong> and <strong>How to manage your business.</strong></p>
<p>If there’s 2 subjects that are almost guaranteed to confuse investors it’s what’s the best way to structure a property business and what does this mean for their tax bill. Closely related to this is how you can put the systems in place to make sure that the right things are done by the right people at the right time.</p>
<p><strong>DVD 13</strong> – <strong>3 types of property investment investors rarely consider</strong></p>
<p><strong>DVD 14</strong> – <strong>3 more types of property investment investors rarely consider</strong></p>
<p>The titles of DVDs 13 &amp; 14 are really self explanatory. These are interesting opportunities if you are looking for something a little different, or want to diversify your portfolio away from ‘bread &amp; butter’ buy to let.</p>
<p><strong>DVD 15</strong> – <strong>How to plan for property success</strong>.</p>
<p>Perhaps one of the most important sessions, pulling together everything we have learnt and using it to plan for future property success. The purpose of the plan is to help you to take action, and to make sure you take the <strong>right action</strong>.</p>
<p><strong>Total:  15 DVDs, 16 hours of top information </strong></p>
<p><strong>And You Get All Of This AND MORE At a Stupidly Low Price!</strong></p>
<p>If I am going to persuade you to try <strong><em>The Property Investor’s High Profit Masterclass,</em></strong> I know I have to make sure that <strong>you know</strong> it’s worth your while.</p>
<p>I know other property courses that sell for around £2,000 and because of the amount of “blood, sweat and tears” that have gone into producing <strong><em>The Property Investor’s High Profit Masterclass</em></strong> it would be tempting to charge that amount.</p>
<p>But I believe a product should be priced to give fantastic value for money. Based on the quality of the information I think I could easily justify a price of £1950 but to make sure you get outstanding value I would, in any case, have discounted this to £997.</p>
<p>That would have been an amazing offer because I know the information is worth far more than that.</p>
<p>Even at that price it would have been a steal.</p>
<p><strong>But what I am proposing now is even better!</strong></p>
<p>I am not proposing £2,000, not even £997, which is the price this DVD set was to originally retail at, but <strong> I am making you a one time only, crazy reduced price of: </strong></p>
<p><strong>ONLY £497 plus p&amp;p</strong>!</p>
<p><strong>At just £497 plus p&amp;p I have to admit that it feels like I am almost giving it away</strong>.</p>
<p><strong>An Admission</strong></p>
<p>Because I try and take a long term view on property and because I have tried to cover the ‘fundamentals’ and not current fads, most of the information in <strong><em>The Property Investor’s High Profit Masterclass</em></strong> is highly relevant for today.</p>
<p><strong>In fact, in many respects, much of the information is now especially timely</strong>.</p>
<p>But I am also a realist. Although most of the material is still extremely relevant, and some content is <strong>even more relevant</strong> I have to admit that because the market is in something of a state of flux, some you may not be able to use immediately, and some has been superseded by events, for now.</p>
<p>Even so, although it’s hard to quantify, I’d say that the content is <strong>still 95% applicable to today’s market</strong>.</p>
<p>And don’t forget, because markets are cyclical, you can be sure that what isn’t applicable today will be again when the market stabilises. So in reality, none of this information will ever be wasted.</p>
<p><strong>Special Free Bonus Number One</strong></p>
<p>Because I&#8217;m asking such a low price I am tempted to say this is the price for the DVDs only.</p>
<p>However, I want you to be totally confident that you are getting fantastic value for money so as a special free bonus I will also include the hundreds of pages of reference material, all my notes and slides, as PDF documents on a cd-rom, which you can study at home in your own time.</p>
<p>And, just to make sure you are totally satisfied, if you order NOW, I am going to send you a special bonus which will keep you fully up to date with today’s market&#8230;</p>
<p><strong>Special FREE Bonus Number Two…But Only If You Order Now!</strong></p>
<p>To make sure you don&#8217;t miss out, I will send you a SPECIAL FREE BONUS, an audio update and interview with one of the UK&#8217;s top mortgage advisors who will explain exactly what&#8217;s happening in the mortgage market and how you can raise finance and use circumstances to your advantage. This audio will help to fill in any gaps.</p>
<p><strong>Special FREE Bonus Number Three</strong></p>
<p><strong>PLUS</strong>, if you order through this website now, today, I will also send you as a special one-time only bonus a <strong>FREE</strong> copy of my 4 cd set audio version of my best selling manual &#8216;<strong><em>The Successful Property Investor&#8217;s Strategy Workshop</em></strong>&#8216;, worth £49.97</p>
<p><strong>Special FREE Bonus Number Four</strong></p>
<p><strong>PLUS</strong>, if you order now, today, I will also send you a FREE audio copy of my manual &#8220;<strong><em>How to Find and Buy Repossessed Property at Bargain Prices</em></strong>&#8220;, worth £29.97</p>
<p><strong>Extended 90 Day, No Quibble, Full Refund Guarantee</strong></p>
<p>If you’ve purchased any of my products before I hope you’ll agree that I always try to give quality and value for money.</p>
<p>But I want you to be able to try <strong><em>The Property Investor’s High Profit Masterclass, </em></strong>totally risk free and<strong><em> </em></strong>with total confidence. So I am offering <strong>a full 90 day, no quibble, full money back guarantee</strong>.</p>
<p>Take your time to review the DVDs and go through the notes and other material and if, for any reason, you are not happy just send it back any time within 90 days and I’ll arrange for a full refund with no questions asked.</p>
<p>That gives you almost 3 full months to decide if you want to keep it!</p>
<p>And even if in the highly unlikely event you decide that you do not want to keep it and send it back, you can still keep the audio versions of my manuals as a special thank you for trying the <em>Property Investor&#8217;s High Profit Masterclass</em>.</p>
<p><strong> <a href="https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&amp;hosted_button_id=BUVZZ9M5CVXVL" target="_blank"><img class="aligncenter size-thumbnail wp-image-197" title="btn_buynowCC_LG" src="http://peterjonesonline.files.wordpress.com/2010/07/btn_buynowcc_lg3.gif?w=150&h=44" alt="" width="150" height="44" /></a></strong><strong> </strong></p>
<p><strong>But You Need To Act Now – I’m Already Feeling Sellers Remorse!</strong></p>
<p>When I think of all that you’ll receive:</p>
<p>15 DVDs with 16 hours of content, 100’s of pages of notes, the main slides, <strong>PLUS</strong> the interview with a leading mortgage expert, <strong>PLUS</strong> 4 cd audio version of my best selling manual &#8216;The Successful Property Investor&#8217;s Strategy Workshop&#8217;, <strong>PLUS</strong> the audio version of &#8216;How to Find Repossessed Property at Bargain prices&#8217;<strong> </strong></p>
<p><strong>£497 plus p&amp;p seems like a snip</strong>.</p>
<p>In fact it’s all I can do now to stop myself from deleting £497 and changing it back to £997 – and it would still be an absolute bargain at that price!</p>
<p>If you are considering buying property, and the way things are looking now you should be, you need to be armed with the best information available. And <strong><em>The Property Investor’s High Profit Masterclass</em></strong> is a comprehensive source of ‘must have’ information for investors, which takes you step by step through the process of being an investor.</p>
<p>So don’t delay  &#8211; Please click on the ‘Buy Now’ button to ensure you get your copy along with all the special bonuses!</p>
<p><a href="https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&amp;hosted_button_id=BUVZZ9M5CVXVL" target="_blank"><img class="aligncenter size-thumbnail wp-image-198" title="btn_buynowCC_LG" src="http://peterjonesonline.files.wordpress.com/2010/07/btn_buynowcc_lg4.gif?w=150&h=44" alt="" width="150" height="44" /></a></p>
<p>Here’s to successful property investing !</p>
<p>Kind Regards</p>
<p>Peter Jones</p>
<p><strong>PS</strong> <strong>Many property experts are saying that the next 18 months could be an incredible time to buy</strong> <strong>property</strong> with relatively low prices, high yields, low costs of borrowing, and signs that the market may have already bottomed out. So now is the time to get as much top quality property information as you can, so you can make the most of this amazing opportunity.</p>
<p><strong>PPS</strong> By anyone’s standards this is a completely crazy offer – my full 16 hour, 15 DVD set course, <strong><em>The Property Investor’s High Profit Masterclass,</em></strong> along with hundreds of pages of notes, and the main presentation slides, all <strong>for just £497 </strong>plus p&amp;p, reduced from a far more realistic £997.</p>
<p><strong>PPPS </strong>And to keep you up to date with the latest finance news I&#8217;ll also send you a copy of my interview with one the UK&#8217;s leading mortgage experts</p>
<p><strong>Plus</strong> a Free 4 cd audio copy of my best selling manual &#8216;<strong><em>The Successful Property Investor&#8217;s Strategy Workshop</em></strong>&#8216;</p>
<p><strong>Plus</strong> a Free audio copy of &#8216;<strong><em>How to Find and Buy Repossessed Property at Bargain Prices</em></strong>&#8216;</p>
<p><strong>PPPPS </strong>And so you have plenty of time to make sure that <strong><em>The Property Investor’s High Profit Masterclass </em></strong>is right for you, I am giving a <strong>90 day no quibble, full refund guarantee</strong>. So there is no risk to you at all in trying it.</p>
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		<title>Pay for a Day Mentoring</title>
		<link>http://peterjones-online.com/2012/05/08/pay-for-a-day-mentoring/</link>
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		<pubDate>Tue, 08 May 2012 17:25:44 +0000</pubDate>
		<dc:creator>Peter Jones</dc:creator>
				<category><![CDATA[Pay for a Day Mentoring]]></category>
		<category><![CDATA[Resources & Education]]></category>

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		<description><![CDATA[“Try my ‘Pay For a Day’ Private Coaching and Mentoring programme and I’ll Help You To Succeed In Property” Dear Fellow Property Investor Taking action is often easier said than done, especially when we are left to motivate ourselves. Or perhaps motivation isn’t the problem, but we aren’t sure where to start. And sometimes we [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=peterjones-online.com&#038;blog=14534382&#038;post=552&#038;subd=peterjonesonline&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align:center;"><strong>“Try my ‘Pay For a Day’ Private Coaching and Mentoring programme and I’ll Help You To Succeed In Property”</strong></h2>
<p>Dear Fellow Property Investor</p>
<p>Taking action is often easier said than done, especially when we are left to motivate ourselves. Or perhaps motivation isn’t the problem, but we aren’t sure where to start. And sometimes we know what to do but are just lacking the confidence to go out and do it.</p>
<p>That’s where I can help you. Let’s meet up and spend a day talking about property.</p>
<p><strong>Totally Flexible – You ‘Pay For a Day’, Not for a Year</strong></p>
<p>There are several mentorship schemes available today provided by different experts, and I am sure they are very good and of top quality.</p>
<p>However, a full blown mentorship scheme, which locks a ‘mentee’ in for a minimum of a year and which costs several thousand pounds, isn’t always what is needed.</p>
<p>That’s why I have come up with a simpler and more flexible solution.</p>
<p>I will provide you with mentorship just ‘one day at a time’. ‘Pay For a Day’ and I will meet with you for a minimum of five hours and we’ll talk property – we’ll discuss whatever you want to talk about ranging from general ideas on how to get started, or how to accelerate your existing business, through to specific questions you may have.</p>
<p><strong>You Choose How Much Mentoring You Want, and When</strong></p>
<p>You get to choose how many times we meet up.</p>
<p>If one session is enough to get you started or back on track, that’s fine.</p>
<p>Or perhaps you’d like to be able to follow up a few months later and to work on refining your processes or ironing out any problems you had along the way, or to discuss how you can move to the next level.</p>
<p>You may even want to put a regular date in the diary to meet once a month.</p>
<p>The system is totally flexible and can be built around your needs.</p>
<p><strong>Here&#8217;s How I Will Help You Succeed In Property.</strong></p>
<p>This is your time and we’ll discuss whatever you want to talk about.</p>
<ul>
<li>We can review your current situation, and help you to set realistic property goals for the next 12 months, 2 years and 5 years. We can look at where you are now and start you working on your goals and plan.</li>
<li>We can talk about the strategy or strategies that will help you achieve your property goals in the quickest possible time</li>
<li>I can help you to put together a plan for your property success</li>
<li>I can show you how to find properties that most closely fit your goals</li>
<li>I can show you how to negotiate the best possible prices and terms</li>
<li>We can talk about how to find finance, and at the right terms to make your deals work</li>
<li>We can discuss how to cope with, and adapt to, changing market conditions, whether that be a short term continued down turn, or a longer term improvement</li>
<li>I can explain how you can spot and take advantage of changing market conditions at national and local level</li>
<li>I can show you how to analyse a deal so you know you are buying at a genuine discount</li>
<li>We can talk about the best ways to find properties that will cover your costs and produce a cash profit each month</li>
<li>I can show you how to buy for capital growth and yield</li>
<li>I can show you how to avoid properties that suck cash out of your business</li>
<li>And much, much more</li>
</ul>
<p>We’ll spend the day discussing and sharing ideas on any subject or subjects you choose – whether it be the best way to find property, how to negotiate the best price or terms, how to find the best finance and so on.</p>
<p>And it will also be an opportunity to talk about specifics if you need advice on a particular property or a particular aspect of investing.</p>
<p>In fact, we look at whatever it takes to help you succeed. This really is an interactive programme and my aim is to provide you with what you need to succeed.</p>
<p><strong>Now Is The Time To Act!</strong></p>
<p>This is one of the best buying opportunities we are likely to experience for years, perhaps even a “once in a lifetime opportunity”. And although the press hysteria will tell you that the property market still has a long way to fall, I think they are greatly exaggerating what could happen.</p>
<p>Why do I say that? Because at the moment they are extrapolating their “predictions” from what has happened in a market where there is little available credit and relatively few transactions.</p>
<p>What they don’t understand is that when liquidity returns, and the market operates at more normal levels (and I’m NOT talking about the levels we saw in 2007, just before the crash) buyers will re-enter the market.</p>
<p>When sellers realise that we are definitely past the bottom of the market in this cycle, the number of bargains to be negotiated will fall significantly, and prices will start to increase.</p>
<p>We are still someway from seeing this happen but even so, NOW is the time to act</p>
<p><strong><span style="text-decoration:underline;">And I want to help you to prepare for, and to take advantage of, this almost unique set of circumstances.</span></strong></p>
<p><strong>Who Is My ‘Pay For a Day’ Coaching &amp; Mentoring Programme For?</strong></p>
<p>My <strong>‘Pay for a Day’</strong> <strong>one-on-one coaching and mentoring programme</strong> will suit investors at different points in their property “careers”:</p>
<p>First, those who are yet to start investing in property. They realise that now is probably a once in a lifetime opportunity but are rightly nervous of a volatile and unpredictable market. They recognise the value of having access to a professional property investor to assist them whilst they get started and learn ‘successful property investing’.</p>
<p>Second, existing property investors including those who:</p>
<ul>
<li>want to expand their portfolios, and who want to do this as quickly and cheaply as possible, with minimum risk, and who would appreciate guidance and support.</li>
<li>want to buy property but who are equally concerned, having seen the value of their existing investments fall, that it is not a one-way ride. They realise that the days of buying any old property at a good price are well and truly over. They recognise that buying at a discount doesn’t mean it is a good deal. Whilst they may be excited about the possibility of extending their portfolio, they realise that investing today comes with risks, and would like coaching and mentoring from a professional investor.</li>
</ul>
<p><strong>What I Will Expect Of You</strong></p>
<p>I want to help you all I can, but I am not going to do all the work for you!</p>
<p>You’ve probably heard the proverb “give a man a fish, feed him for day. Teach a man to fish, feed him for a lifetime”.</p>
<p>It might be a bit clichéd but it’s true. My intention is to teach you to be a successful property investor, so you can use the knowledge and techniques I’ll give you to prosper long after our time together has finished.</p>
<p>The best way to learn is “to do”, and YOU will “do the doing”. But I will share with you my knowledge and experience gained in 29 years in the property business.</p>
<p>But ultimately, whether you succeed or not will be down to you. The more you are prepared to put in, the more you will get out.</p>
<p><strong>How long does the programme last? It’s as Long or as Short as You Want</strong></p>
<p>Because you only ‘Pay For a Day’ the programme is as long or as short as you want. You can choose how many times we meet – perhaps you just need one day to get you started or back on track; or perhaps you’d like a refresher every 3 months; or perhaps you’d like something a little more intensive and to meet up once a month.</p>
<p>It is entirely down to you and what you feel you need.</p>
<p><strong>How much will it cost?</strong></p>
<p>In most industries on-site professional coaching will cost a minimum of £500 but more usually many times that amount.</p>
<p>In fact, I know of people in the property industry who charge £200 for a half-hour telephone consultation!</p>
<p>And to join a mentorship scheme for a year will quite often cost anywhere between £5,000 and £10,000, and even then, when you meet the mentor, the chances are it will be in a group workshop setting and not one-on-one.</p>
<p>Of course, like me, you’ll have probably heard the argument that the price of top quality advice is an investment and not a cost, and that is true. Similarly, you’ll also hear it said that if you receive ‘just one good idea’, that will make the price worthwhile, and that also is true.</p>
<p>But having said all of that I also realise that at the moment we all want to preserve our cash-flow and to keep costs to a minimum.</p>
<p>So, with that in mind, and because I’m interested in your success and would like to make it easier to meet up on a regular basis, should that be the route you wish to choose, I’m not suggesting £200 for a telephone call or even £500 for a day</p>
<p>When you ‘Pay For a Day’ you’ll pay a far more reasonable £375 for the initial meeting, (and less for each subsequent meeting).</p>
<p>That works out at just £75 an hour which is far less than most solicitors and other professionals would charge you.</p>
<p>PLUS For each and very subsequent day you book I’ll charge a reduced rate of just £325 (subsequent days can be booked any time and do not have to be booked prior to the first meeting).</p>
<p><strong>What to do next</strong></p>
<p>Just click on the ‘Buy Now’ button below to buy you day. Make sure you leave details of the telephone number in the notes section when payment is taken and I’ll call you to arrange a time and place to meet. It’s as simple as that.</p>
<p>Alternatively, if you don’t want to give out your phone number, or if you forget, I’ll contact you by email.</p>
<p><a href="https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&amp;hosted_button_id=XX6NQ5NFYBFRS" target="_blank"><img class="aligncenter size-thumbnail wp-image-188" title="btn_buynowCC_LG" src="http://peterjonesonline.files.wordpress.com/2010/10/btn_buynowcc_lg.gif?w=150&h=44" alt="" width="150" height="44" /></a></p>
<p><strong>The Small Print</strong></p>
<p>I’m sure you’ll understand that there are limits to how far I can travel before it isn’t cost effective to meet up. So here’s the deal. I will travel anywhere within the UK up to a maximum of 150 miles of Nottingham. If you are further than 150 miles I expect you to be able to travel at least part of the distance towards me!</p>
<p>I have found that clients are generally more relaxed and comfortable meeting at a ‘neutral venue’ and for this purpose I’d suggest that perhaps we look for a suitable motorway service area, or hotel coffee lounge, or similar.</p>
<p>The day comprises 5 hours – if it is warranted then we may continue for longer, although that is not guaranteed, but I will guarantee a minimum of 5 hours.</p>
<p><strong>This Buying Opportunity Won’t Last Forever, So Let’s Get Together Soon</strong></p>
<p>The buying opportunities we are seeing at the moment won’t be around for ever, and so let’s get together soon and explore how you can make the most of them. The sooner we get together, the sooner you can get started.</p>
<p>So please click the ‘Buy Now’ button or, alternatively, if you have any questions about this programme, please feel free to email me at <a href="mailto:peter@vaughanjones.freeserve.co.uk">peter@vaughanjones.freeserve.co.uk</a> subject line ‘mentoring’</p>
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